Buy Now Pay Later

 

Paying by Instalments
Our flexible finance options in conjunction with Barclays Partner Finance mean that you can spread the cost of your purchase over 2 payments or 6, 24, 36 or 48  months. This is especially useful with the larger value items such as diamond ringsEngagement rings, diamond earrings or items such as wedding rings especially platinum rings that come at a time when there are other financial outlays to make. The Beautiful Company can offer you a range of affordable finance packages which will allow you to spread the cost of owning your jewellery over a longer period. 
Customers who want to pay by instalments :-

  • Must be over 18
  • Must be a UK resident
  • Must have a permanent UK address
  • Must provide a landline telephone number
  • Must have lived in their present address for at least 3 months
  • Must not be students
  • May be asked to prove their identity by providing evidence of their address with a copy of either a driving licence, passport or a utilities or credit card bill (not more than 3 months old) – this can be sent in the post or scanned and sent by email to info@thebeautifulcompany.com

Option 1 - Buy Now Pay Later - 2 payments interest free when settled in this period NO CREDIT CHECK (minimum order value £300 )
Buy Now Pay with 2 payments with NO CREDIT CHECK is based on providing debit or credit card details and paying half as a deposit and half when the order is despatched which can be on a date of your choice. This plan is only available on request and not through the normal checkout process, please call us on 08448842789 if you wish to pay in this way

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Option 2 - Buy Now Pay Later - Up to 6 months interest free when settled in this period (minimum order value £300)
Buy Now Pay Later is a 36 month loan with the first payment deferred for 6 months followed by upo 35 monthly instalments. The loan is effectively INTEREST FREE if settled in anytime in the deferred period. If you choose to carry on with the loan past the end of the deferred period the interest is charged at 29.8% APR. Just choose to pay by Buy Now Pay Later when you are checking out we will send you an email requesting the information for the credit application and the decision will follow shortly after. 


Option 3 ­ 24 months @ 19.9% APR (minimum order value £200)
Split your payment into 24 instalments with NO DEPOSIT and pay just 19.9% APR. For examples of how much this could cost  see below Just choose to pay by 24 months instalments when you are checking out and you can sign up and be accepted online straightaway



Purchase

24

Total

Price

Instalments

Payable

£250

£12.52

£300.48

£500

£25.03

£600.72

£750

£37.55

£901.20

£1000

£50.06

£1201.44

Option 4 ­ 36 months @ 19.9% APR (minimum order value £200)
Split your payment into 36 instalments with NO DEPOSIT and pay just 19.9% APR. For examples of how much this could cost  see below Just choose to pay by 36 months instalments when you are checking out and you can sign up and be accepted online straightaway.



Purchase

36

Total

Price

Instalments

Payable

£250

£9.07

£326.52

£500

£18.15

£653.40

£750

£27.22

£979.92

£1000

£36.30

£1306.80

Option 5 ­ 48 months @ 19.9% APR (minimum order value £200)
Split your payment into 48 instalments with NO DEPOSIT and pay just 19.9% APR. For examples of how much this would cost  see below Just choose to pay by 48 months instalments when you are checking out and you can sign up and be accepted online straightaway.



Purchase

48

Total

Price

Instalments

Payable

£250

£7.38

£354.24

£500

£14.76

£708.48

£750

£22.14

£1062.62

£1000

£29.53

£1417.44